CONTACT US
Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.
Terry Nelson, CFP®, ChFC®, CASL
Olmsted Financial Group
3428 Lakeridge Pl. N.W., Suite 120
Rochester, MN 55901
Phone: 507-281-1262
Cell: 507-250-3967
Fax: 507-281-9131
Email: Terry@OlmstedFinancialGroup.com
May/June 2026
Mid-Year Portfolio Review
As 2026 approaches the halfway point, it is a smart move to review your portfolio to assess the impact of market fluctuations and make any necessary adjustments to stay on track with your investment strategy.
Review Your Strategy
Having an investment strategy helps you get closer to your personal goals. Depending on your life stage, evaluate if your current portfolio mix and savings rate are helping you stay on track to reach those goals.Check Your Asset Allocation
Comparing your portfolio's actual asset allocation* to the target allocation you chose when you selected your investment mix can help you determine if you're taking more or less risk than you intended. If your investment weights across equities, fixed income, and cash are no longer aligned with your long-term goals, you may want to rebalance your portfolio. You can do this by selling investments in the category that is outperforming or by directing future contributions into the investment class that falls below your target allocation.Assess Your Risk Tolerance
The amount of investment risk you are willing to take is a personal decision. Conservative investors tend to be cautious about taking too much risk, while moderate and aggressive investors are willing to take more risk in hopes of earning higher returns. No matter your investor type, ensure you are taking the appropriate level of risk for your age and goals. Investors with a longer time before they need their savings can usually afford to invest more heavily in equities, while those closer to retirement may want to shift a larger portion of their investments into fixed-income assets.Priorities Can Shift
Life events can affect your goals and investment strategy. Marriage, divorce, job loss, or a new baby may shift your priorities. You may need to adjust your strategy to reflect your new situation. Your financial professional can help you with your mid-year check-up and keep you focused on reaching your goals.*Asset allocation won't guarantee a profit or ensure against a loss but may help reduce volatility in your portfolio.
Securities and Advisory services offered through Geneos Wealth Management, Inc. Member FINRA/SIPC.
Olmsted Financial Group and LTM Marketing Solutions, LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Marketing Solutions, LLC, an unrelated third party. Articles are not written or produced by the named representative.
The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.