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Terry Nelson, CFP®, ChFC®, CASL
Olmsted Financial Group
3428 Lakeridge Pl. N.W., Suite 120
Rochester, MN 55901
Phone: 507-281-1262
Cell: 507-250-3967
Fax: 507-281-9131
Email: Terry@OlmstedFinancialGroup.com
July/August 2026
Safe Financial Travel
Summer getaways are fun—but costly if you're not careful. Protect your money with these quick tips:
- Alert your bank/credit cards — Tell them your travel dates and destinations to avoid card freezes.
- Set a firm budget — Include flights, lodging, food, activities, souvenirs, plus a 15% buffer for surprises. Track spending daily.
- Use credit cards wisely — They offer better fraud protection than debit. Avoid public Wi-Fi for banking; use a VPN if needed. Carry some cash as backup.
- Dodge scams — Book only through trusted sites, skip wire transfers, ignore "free trip" offers or fake rentals. Verify everything.
- Monitor accounts — Check balances daily via apps and enable transaction alerts. Report issues immediately.
Plan smart, stay vigilant, and enjoy your trip worry-free—your wallet will stay safe too!
Securities and Advisory services offered through Geneos Wealth Management, Inc. Member FINRA/SIPC.
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