Randy Eschels photo
Garett Eschels photo


Randy Eschels, CLU, ChFC, CFP®


Garett Eschels



Eschels Financial Group, Inc.

555 S Old Woodward Avenue, Suite 612

Birmingham, MI 48009


Phone:  248-644-1144


Fax:      248-644-7820





March/April 2022

Find Extra Cash Hiding in Plain Sight

Find Extra Cash Hiding in Plain Sight

Looking for extra dollars to invest? They might be right in front of you.

They're in the Kitchen
Instead of buying coffee on your way to work every morning and going out for lunch every day, bring a thermos of coffee from home and brown bag it at lunch time. Prepare a shopping list for the week and buy only what’s on it to save money at the grocery store — and at the gas pump because you’ll make only one trip.

They're in Your Wallet
It’s easy to overspend when you’re using a credit card. Instead, pay with cash or a debit card. You’ll be limited to using money you have in your wallet or bank account.

They're in Your Phone and TV
Shopping for a less expensive phone plan could save a bundle each month. And can you really watch 300 cable channels, plus streaming options? Cutting back on subscriptions can put cash back in your pocket — and free up time for other activities in the process.

They're in Your Car
From shopping around for cheaper gas to comparing rates on auto insurance, you can save money on owning a car. If it’s time to replace your vehicle, consider buying a previously owned model. You may find one with all the accessories you want for much less than a new car.


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Securities offered through Concourse Financial Group Securities, Inc. (CFGS), Member FINRA/SIPC. Advisory services offered through Concourse Financial Group Advisors, a DBA for CFGS, a Registered Investment Advisor. Eschels Financial Group, Inc. is independent of CFGS.
Eschels Financial Group, Inc. and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

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