Randy Eschels photo

Randy Eschels, CLU, ChFC, CFP®


Eschels Financial Group, Inc.

555 S Old Woodward Avenue, Suite 612

Birmingham, MI 48009


Phone:  248-644-1144


Fax:      248-644-7820 


Email: randy@eschelsfinancial.net

Website: www.efg-ida.com

May/June 2020

Summer Cooling Tips

Summer Cooling Tips

The high heat of summer can affect your pocketbook in many ways. Consider these money-saving tips:


  • Grill your meals outdoors to keep the kitchen cool.

  • Use insulated curtains on windows where the sun hits the hardest.

  • Keep the windows shut when your house is cooler than outdoors, but open windows when outside temperatures cool.

  • Caulk windows, doors and air conditioning spaces to keep the heat out and cold in.

  • Close vents and doors in unused spaces of your home.

  • Use fans to aid the air conditioning.

  • Service your air conditioner annually.

  • Upgrade to a smart thermostat.


  • To save fuel and prevent breakdowns, tune-up your vehicle regularly, change oil and air filters, service the air conditioner, inflate tires properly and follow the manufacturer’s specifications for additional upkeep.

  • Open the windows to let the hot air out before blasting your vehicle’s AC, then close them.

  • Close fresh air vents to keep the hot air out or open them and turn off the AC when cooler outside.

  • Park in the shade and garage when possible or use a sunshade when you can’t.

  • Avoid quick starts and stops, use the cruise control and reduce your speed.


  • Keep hydrated and use sunscreen.

  • Limit consumption of caffeine and alcohol, which can trigger dehydration.

  • Wear a sun hat and light-colored cotton.

  • Stay in the shade as much as possible.

  • Exercise indoors or early morning or late evening.

  • Use products like wearable ice and personal fans to help keep you cool.

  • Be aware of the signs of heat exhaustion, which include heavy sweating, rapid pulse, dizziness, fatigue, cool, moist skin with goose bumps, muscle cramps, nausea and headache.


Enter your Name and Email address to get
the newsletter delivered to your inbox every month.


Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.

Investment Advisor Services offered through Investment Advisors, a Registered Investment Advisor and a division of ProEquities, Inc. Securities offered through ProEquities, Inc., a Registered Broker-Dealer, Member FINRA & SIPC. Eschels Financial Group, Inc. is independent of ProEquities, Inc. Eschels Financial Group, Inc. and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.