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Suzanne Nitzberg photo
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Abraham Kevin Spann, CLTC, FLMI

Personal Financial Representative

 

Abraham Kevin Spann & Sons Agency

64-77 Dry Harbor Road

Middle Village, NY 11379

 

Bus:  718-381-1400

Cell:  347-837-7095

Fax:  347-824-2394

 

Email: kevinspann@allstate.com

Website: agents.allstate.com/abraham-kevin-spann-middle-village-ny

 

Suzanne H. Nitzberg, CFP®

Personal Financial Representative

Investment Advisory Representative

March/April 2025

Where to Put Your Emergency Fund

Water dripping from ceiling into plastic bucket on floor in living room. Leaking roof concept.

Like everything else, the costs of emergency repairs are increasing. Some alternative options that may pay more for liquid savings are:

  • High-yield bank savings accounts

  • Money market bank or mutual fund accounts


Each has advantages and disadvantages you should discuss with your financial professional before investing.


Protect Your Money
When considering any alternatives, find out if the account or fund is backed by the Federal Deposit Insurance Corporation (FDIC) or covered by the Securities Investor Protection Corporation (SIPC). Both FDIC and SIPC insurance have limits but are crucial in safeguarding your investment.


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Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 N 8th Street, Suite 450, Lincoln, NE 68508. (877) 525-5727.
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