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Evan M. Haines, RICP®
Financial Advisor
Prudential Advisors
222 Independence Street
PO Box 632
Perryopolis, PA 15473
Phone: 724-736-2130
Email: evan.haines@prudential.com
May/June 2024
Should You Prepay Funeral Costs?
There is no right or wrong answer, but you’ll want to review the pros and cons of prepaying funeral expenses.
The Pros:
- When you prepay, you lock in today’s prices. Even if costs increase, the money you’ve given the funeral home is guaranteed to cover the goods and services you’ve selected.
- Your personal arrangement with the funeral home guarantees you’ll have the funeral you want.
- Your loved ones won’t have to make decisions about the details of your funeral.
The Cons:
- The money you use to prepay expenses is controlled by the funeral home director, not by you.
- The funeral home you have chosen could go out of business or change ownership.
- You usually can’t transfer your prepaid plan to another funeral home if you move or die in another location.
If you decide to prepay funeral expenses, make sure you have a written document outlining the products and services you’re entitled to receive. Keep it with your will, and tell loved ones about the arrangement.
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