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Eileen M. Carrero, CPA
Financial Advisor, CPA
Eileen Carrero Financial Services, LLC
Wealth Management, Tax & Accounting
4917 West 144th Place
Midlothian, IL 60445
Phone: 708-489-1035
Fax: 708-489-1036
Email: eileen.carrero@ceterafs.com
Website: www.myecfs.com
November/December 2025
Manage Your Debt Portfolio
Like most people, you probably have a debt portfolio in addition to your investment portfolio. To make the most of your finances, you need to evaluate your debts regularly, just as you evaluate your investment performance.
Navigating debt can be complex. Talking with your trusted advisor about tailoring your strategy based on your financial situation can provide valuable insights.
- Categorize debts into good and bad debt and assess how they align with your financial goals.
- Focus on paying off high-interest, bad debts first.
- Leverage good debt. Ensure your investments have a clear return pathway and weigh the risks associated with borrowing.
- Seek professional guidance.
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