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Doug Oosterhart, CFP®
Owner/Financial Advisor
LifePoint Planning, PLLC
1821 Walden Office Square, Suite 400
Schaumburg, IL 60173
Phone: 844-505-3618
Email: doug@lifepointplanning.com
Website: www.lifepointplanning.com
September/October 2026
Aging Well
Upper income individuals have a clear advantage on key factors associated with aging well.
Physical health:
Older Americans with upper incomes are about twice as likely as those with lower incomes to say their physical health is excellent or very good (49% vs. 26%).Mental health:
About three-quarters of older adults with upper incomes (73%) rate their mental health highly. A much smaller share of those with lower incomes (45%) do the same.Cognitive health:
87% of upper-income older adults say they rarely or never experience mental confusion or memory loss. This compares with 77% of those with middle incomes and 68% of those with lower incomes.Financial security:
Those with upper incomes are more than three times as likely as those with lower incomes to feel highly confident that they'll have enough income and assets to last throughout their retirement years (72% vs. 21%).Source: Pew Research Center, Aging Well, 2025
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