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Doug Oosterhart, CFP®
Owner/Financial Advisor
LifePoint Planning, PLLC
1821 Walden Office Square, Suite 400
Schaumburg, IL 60173
Phone: 844-505-3618
Email: doug@lifepointplanning.com
Website: www.lifepointplanning.com
November/December 2025
Manage Your Debt Portfolio
Like most people, you probably have a debt portfolio in addition to your investment portfolio. To make the most of your finances, you need to evaluate your debts regularly, just as you evaluate your investment performance.
Navigating debt can be complex. Talking with your trusted advisor about tailoring your strategy based on your financial situation can provide valuable insights.
- Categorize debts into good and bad debt and assess how they align with your financial goals.
- Focus on paying off high-interest, bad debts first.
- Leverage good debt. Ensure your investments have a clear return pathway and weigh the risks associated with borrowing.
- Seek professional guidance.
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