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Christopher R. Hibbard, ChFC®, CRPC®, CFS®

Vice President, Wealth Management

 

Teachers Investment Services

Located at Teachers Federal Credit Union

5439 Sunrise Highway

Holbrook, NY 11741

 

Phone:  631-698-7000 Ext. 6020

 

Email: christopher.hibbard@lpl.com

 

CRPC conferred by College for Financial Planning.

November/December 2025

Successful Grocery Budgeting

Lavish Feast Sprawls Across The Table, Top View. Vibrant Tapestry Of Exquisite Dishes Harmonize, Inviting A Sensory Symphony That Promises A Delightful Culinary Journey. Cartoon Vector Illustration

Holiday grocery shopping can destroy your food budget in the blink of an eye. Save at the supermarket with these timely tips.


  • Plan your menus so you're buying only the items you'll need for holiday meals and gatherings.

  • Take inventory of the ingredients you already have on your pantry shelf.

  • Check store flyers to see if any items you need are on sale. Use Coupons.

  • Create a shopping list and strictly follow it. No matter how tempting, buying extra items that are on display can put you over budget in no time.

  • Shop at multiple stores to get the lowest prices.

  • Score free food. Stores often have promotions around the holidays offering a free item when you spend a certain amount within a specific time frame.

  • Think outside the supermarket. Drugstore chains sometimes have great deals on staples, such as baking supplies, mixes, and beverages.

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Christopher Hibbard is a financial advisor with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Teachers Federal Credit Union (TFCU) and Teachers Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Teachers Investment Services, and may also be employees of TFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of, TFCU or Teachers Investment Services. Securities and insurance offered through LPL or its affiliates are:

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