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David P. McCabe,
WMCP®, ChFC®, CLU®
Financial Planner
Nathaniel D. High,
CFP®, RICP®
Financial Planner
nathaniel@centuriafinancial.com
Nicholas J. Over, CFP®
Financial Planner
nicholas@centuriafinancial.com
Sara E. Martin
Operations Manager
Molly R. Kelsh
Client Service Specialist
Centuria Financial Group
2333 Baltimore Blvd Suite B
Finksburg, MD 21048
Phone: 443-952-7232
September/October 2026
Signs You May Need a Postnup
You're familiar with prenuptial agreements. But what if you don't have one, and your circumstances change? A postnuptial may be in order. Here are signs you might need one.
A Significant Gain in Wealth
Financial changes after marriage can affect a relationship. A postnuptial agreement clarifies how to manage increased family wealth and ensures protection if you divorce.One of You Owns a Business
Business ownership complicates the division of assets in a divorce. A postnuptial agreement specifies what happens to the business, clarifying each party's roles, contributions, and entitlements.You've Left the Workforce
If you've stepped back from your career or taken on a supporting role for your spouse, your financial dependence on them may increase. Use a postnuptial to outline expectations and protections for both partners, so if things don't work out, neither is left in a precarious financial situation.A Large Inheritance
If you've recently come into a sizable inheritance, you might want to protect those assets from being classified as marital property. A postnuptial agreement can clarify that inherited assets remain yours alone, safeguarding your financial legacy.A postnuptial may not seem romantic, but it clarifies your financial future and offers peace of mind. Requirements differ by state, so always consult an experienced legal advisor.
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David P. McCabe, Nathaniel D. High, and Nicholas J. Over are Financial Planners with, and offer securities and investment advisory service through LPL Enterprise (LPLE), a Registered Investment Advisor, Member FINRA/SIPC, and an affiliate of LPL Financial.
LPLE and LPL Financial are not affiliated with Centuria Financial Group.
This newsletter is general educational information provided by a Prudential Financial Professional and is not intended to market or sell any specific products and services, but rather provide general information about the subject matter covered only.
Centuria Financial Group and LTM Marketing Solutions, LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Marketing Solutions, LLC, an unrelated third party. Articles are not written or produced by the named representative.
The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.