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David P. McCabe,
WMCP®, ChFC®, CLU®
Financial Planner
Nathaniel D. High, RICP®
Financial Planner
Nicholas J. Over, CFP®
Financial Planner
Sara E. Martin
Client Relations Manager
Jennifer A. McCabe
Client Relations Specialist
jennifer.mccabe@prudential.com
Centuria Financial Group
2333 Baltimore Blvd Suite B
Finksburg, MD 21048
Phone: 443-952-7232
July/August 2024
ETFs May Have a Place in Your Portfolio
Exchange Traded Funds (ETFs) consist of a “basket” of securities that track an index, sector, commodity, or other assets. They can even be structured to track specific investment strategies. ETFs are marketed on a stock exchange just as individual stocks are. They may focus on a single investment type or be a mixture based on an objective, including stocks, commodities, bonds, or currency. Some ETFs offer U.S.- only holdings, while others can be strictly international investments. ETFs usually offer low expense ratios and are generally less costly than buying the stocks individually.*
Using ETFs
ETFs have become a popular diversification tool.** By using ETFs to cover the major market sectors, you can quickly and easily assemble a low-cost, diversified portfolio covering both stock and fixed-income markets. Then, you can simply stick to a buy-and-hold strategy, as you would with any other index product, and your portfolio will move in tandem with its benchmark.You and your advisor could alternatively choose an active management strategy. While ETFs themselves are index funds (no active management on the part of the fund manager), this doesn’t stop you from actively managing your holdings. If you think short-term bonds are set to rise, you could, for example, sell positions in the broader bond market and buy an ETF specializing in short-term issues. You could do likewise for your expectations for equities.
Much More
These are only the basics. ETFs offer more advantages and uses that might benefit your investment program. Your trusted financial professional can tell you more and advise you on how ETFs may fit your financial goals.*Before making any investment, know your financial objectives and understand the objectives, charges and risks of the exact type of product you’re considering.
**Diversification cannot eliminate the risk of investment losses. Past performance won’t won’t guarantee future results. An investment in ETFs can result in a loss of principal.
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Centuria Financial Group is not affiliated with Prudential Financial. Centuria Financial Group sells insurance products of Prudential Financial's affiliated insurance companies in addition to products of non-affiliated insurance companies. Centuria Financial Group is authorized to sell and service certain insurance products of Prudential Financial companies as well as use this material. Centuria Financial Group and its representatives do not give tax or legal advice. Please consult with your own advisors regarding your particular situation. Offering financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Sara E. Martin and Jennifer McCabe are employed by David McCabe and not The Prudential Insurance Company of America or its subsidiaries.
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