Team photo
Centuria Financial Group


David P. McCabe,


Financial Planner, Prudential Advisors


Jason M. Bowers,


Financial Planner, Prudential Advisors


Nathaniel D. High, RICP®

Financial Planner, Prudential Advisors


Nicholas Over

Financial Planner, Prudential Advisors


Melissa L. Lang

Client Relations Manager, Prudential Advisors


Centuria Financial Group

2333 Baltimore Blvd Suite B

Finksburg, MD 21048


Phone:  443-952-7232

March/April 2022

Planning Your Company's Financial Future

Planning Your Companys Financial Future

It’s tax season, which provides a good opportunity to assess your business and take stock of where you are, where you’re going, and what steps you can take to plan for a successful year ahead.

Look at the Big Picture
Review your business's corporate structure to determine if it's working for you. Analyze the company's cash flow to see if there are financial strategies you could use to improve your bottom line. As a business owner, you must be aware of your total financial situation before making changes or investment decisions. Keeping personal and business accounts separate can help you weather a downturn in the business, since financial support from personal accounts can keep you solvent.

Protect Your Assets
An unexpected event could upend your small business. Insurance can help protect it. Types of insurance coverage you may want to consider are life insurance to protect your family's finances should anything happen to you, and business insurance, including business liability insurance, property coverage, umbrella insurance, workers' compensation, and so on.

Choose a Retirement Plan
Choosing a retirement plan for yourself and your employees should be high on your list of planning priorities. Many retirement plan options are available for small businesses. If you don't currently have a plan in place, review each option and select one that's appropriate for your company.

Create a Backup Plan
What would you do if profits took an unexpected downturn? Having a financial cushion can help your business through any lean times. Consider alternative ways to make money, such as adding a new product line or service, to keep your customers engaged with your business and help you turn a profit.

Set Strategic Goals
What are your business goals for the next five, 10 or 20 years? If you can't answer that question, it's probably time to draft or revamp a plan for your business's future. Setting financial and other objectives gives you a roadmap to follow and a means to determiine whether you're on track to reach your goals.



Enter your Name and Email address to get
the newsletter delivered to your inbox.

Please include name of person that directed you to my online newsletter so I can thank them personally.


Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.

Life insurance is issued by The Prudential Insurance Company of America, Newark, NJ, and its affiliates. Centuria Financial Group is not affiliated with Prudential Financial. Centuria Financial Group sells insurance products of Prudential Financial's affiliated insurance companies in addition to products of non-affiliated insurance companies. Centuria Financial Group is authorized to sell and service certain insurance products of Prudential Financial companies as well as use this material. Centuria Financial Group and its representatives do not give tax or legal advice. Please consult with your own advisors regarding your particular situation. Offering financial planning and investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Prudential Advisors is a brand name of The Prudential Insurance Company of America and its subsidiaries. Melissa L. Lang is employed by David McCabe and not The Prudential Insurance Company of America or its subsidiaries.
This newsletter is general educational information provided by a Prudential Financial Professional and is not intended to market or sell any specific products and services, but rather provide general information about the subject matter covered only.
Centuria Financial Group and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.