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Armando Patino, LUTCF®, FSCP®
Financial Advisor
Prudential Advisors
1 Tower Center Blvd, 16th Floor
East Brunswick, NJ 08816
Phone: 908-368-1588
Cell: 201-290-1941
January/February 2025
6 Ways to Find More Money to Budget
Ever wish you could find extra money to put toward your child's college expenses or your own retirement? Maybe you would like to take a bucket list vacation or buy a larger home. Whatever your financial goals may be, finding the money to help pursue them can be challenging but not impossible. Here are some ways to find more money:
- Eliminate one designer cup of coffee per week. At $3 per cup, you'll save over $150 for the year.
- Skip one monthly $70 restaurant outing and save more than $800 annually.
- Clean out your basement or garage and sell unwanted items online, through an app or in a yard sale.
- Keep your car or SUV an extra year or two. When your car loan payments end, you could save thousands if you keep your vehicle and avoid another car payment.
- Review your television and smartphone bills to eliminate paid services and features you don't use. You might stream rather than watch TV through more traditional outlets, which can save you a bunch.
- Find ways to exercise at home and cancel your gym membership. Save hundreds.
Find money in these and countless other ways and establish an emergency fund to ensure surprise expenses don't get in the way of your plans.
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