Armando Patino photo
Prudential logo

1021223-00006-00

Armando Patino, LUTCF®, FSCP®

Financial Advisor

 

Prudential Advisors

1 Tower Center Blvd, 16th Floor

East Brunswick, NJ 08816

 

Phone: 908-368-1588

Cell:     201-290-1941

 

Email: armando.patino@prudential.com

Website: www.prudential.com/advisor/armando-patino

July/August 2024

Saving on Energy Costs

Saving on Energy Costs

If energy costs take a significant bite out of your monthly budget, there are steps you can take to lower them. Here are some ideas.


Lower or raise your thermostat.
Adjusting your house temperature by just a few degrees can make a difference.


Install a programmable thermostat.
Smart thermostats allow you to program and control heating and cooling settings using an app or a voice-controlled device.


Insulate.
Apply caulking and weather stripping to windows and doors, and add insulation to your home.


Get a home energy audit.
A professional auditor will assess your home’s energy efficiency and identify areas for improvement.


Energy Efficient Home Improvement Credit.
By replacing old furnaces, air conditioners, and water heaters with energy-efficient equipment, you may be eligible for a credit of up to 30% ($1,200 maximum) of the cost of new qualifying items. The credit is taken on your income tax return.


Residential Clean Energy Property Credit.
A credit of 30% of the cost of equipment is available until 2032 for the installation of solar panels, solar water heaters, geothermal heat pumps, wind turbines, fuel cells, and battery storage technology. More information about these credits is available at www.irs.gov/credits-deductions/homeenergy-tax-credits.


CONTACT US

Enter your Name, Email Address and a short message. We'll respond to you as soon as possible.

Offering investment advisory services and programs through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255. Prudential and its representatives do not give tax or legal advice. Please consult with your own advisors regarding your particular situation. Prudential, the Prudential logo, and the Rock Symbol are service marks of Prudential Financial Inc., and its related entities, registered in many jurisdictions worldwide. Prudential Advisors is a brand name of The Prudential Insurance Company of America and its subsidiaries.
This newsletter is general educational information provided by a Prudential Financial Professional and is not intended to market or sell any specific products and services, but rather provide general information about the subject matter covered only.
Prudential Advisors and LTM Marketing Specialists LLC are unrelated companies. This publication was prepared for the publication’s provider by LTM Client Marketing, an unrelated third party. Articles are not written or produced by the named representative.

The information and opinions contained in this web site are obtained from sources believed to be reliable, but their accuracy cannot be guaranteed. The publishers assume no responsibility for errors and omissions or for any damages resulting from the use of the published information. This web site is published with the understanding that it does not render legal, accounting, financial, or other professional advice. Whole or partial reproduction of this web site is forbidden without the written permission of the publisher.