Craig Lundquist and Kristin Becker photo
Ideal Wealth Advisors logo

Craig Lundquist, MBA, ChFC®, CRPC®

VP of Wealth Management

craig.lundquist@lpl.com

651-773-2757

 

Kristin Becker

Senior Administrative Assistant

kristin.becker@lpl.com

651-773-2821

 

Ideal Wealth Advisors

Located at Ideal Credit Union

8499 Tamarack Road

Woodbury, MN 55125

 

CRPC conferred by College for Financial Planning

November/December 2023

Plan for a Cash-only Holiday

Christmas gift box with golden decorations and sparkles on blue bacground. Gift box tied with blue ribbon. Holiday banner.

Do you often find yourself still paying off holiday bills long after the holidays are over? Keeping spending under control can be difficult during the holidays, which is the reason using cash — not credit — is so important. Here are a few tips.


Be efficient.
Make a list of people you’re shopping for and the amount you intend to spend. Include ideas for gifts they’ve asked for or that you think they would like to help keep you focused.


Use cash or a debit card.
You won’t be able to spend more than you have on hand or in your account.


Avoid the mall.
Sales might tempt you to buy items that aren’t on your list.


Shop from home.
Your favorite stores and online vendors have websites where you can order specific items you’re looking for without the distraction of store displays.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Ideal Credit Union and Ideal Wealth Advisors are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Ideal Wealth Advisors, and may also be employees of Ideal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Ideal Credit Union or Ideal Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:

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